Refer to the 'Consumer Liability of Unauthorized Transfers' and 'Mastercard Debit Card Zero Liability' sections of your Deposit Account Disclosure and Safe Deposit Box Rental Agreement Terms and Conditions for Personal Accounts (PDF) for details.

Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. No monthly service charge if any account owner is under 25 years of age. Opening deposit can be any amount ($0.01 or more). Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. 'Arctic Drilling is one of the dirtiest forms of fossil fuel extraction:'ДЎ$10.00 monthly service charge for Any Deposit Checking and 1% for the Planet Checking waived with one deposit of any amount each statement cycle. Why are cigarette butts the most littered item on earth? () 'Cigarettes are the world's most littered item:' ZelleВ® and the ZelleВ® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Bank of the West is a wholly owned subsidiary of BNP Paribas. Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Adviser.Д«ancWest Investment Services is a wholly owned subsidiary of Bank of the West. Deposit and loan products offered by Bank of the West, Member FDIC.

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